Ms. Sandhya Shrestha, a seasoned banking professional with over 27 years of experience in 'A' class commercial banks, brings unparalleled expertise in Credit and Risk Management. As a visionary leader, she has spearheaded significant initiatives, including the development of comprehensive risk management systems and counterparty risk rating policies. Her multifaceted roles encompassed project financing, corporate banking, SME, and retail operations. A certified financial literacy trainer, she is currently contributing to Nepal Rastra Bank, embodying dedication to professional development. Sandhya's commitment to excellence, coupled with her strategic acumen, has consistently driven organizational growth and positioned her as a trusted name in the financial sector.